Below is the link to our new Online Loan Application. In order to apply for a loan online with Citizens Guaranty Bank please click the link below and follow the instructions.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution,
including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the
standard maximum deposit insurance amount ($250,000),for each deposit insurance ownership
You may be receiving a Phishing E mail that is indicated below. You should disregard or delete this E mail.
Dear Account Holder, This message is mailed to you regarding your online banking user password has been expired. Create a new user password by following these steps: 1. Log into your online banking by our secure link for Expired Password and entering the temporary password below. Your temporary password is: vn#E$mv3jVFkv 2. You will then be prompted to change your password. This temporary password will expire in 24 hours.
Citizens Guaranty Bank has been notified of an email circulating from a bogus ATM monitoring company. The email is from enFACT and states that your account is being monitored by this company and they have found fraudulent activity on your ATM card. DO NOT follow the steps in link provided in body of email or call the 1-800 number. If you received this email and followed the steps please contact your local Citizens Guaranty Bank branch ASAP.
Visa Debit Card Phishing Scam
Citizens Guaranty Bank has been notified of customers receiving phone calls from an automated service stating that their Visa debit card had been locked and that they needed to respond by pressing #1 on their phone. If you received this phone call and followed the prompts please contact your local Citizens Guaranty Bank branch. Please remember Citizens Guaranty Bank does not contact its customers using automated services.
The Dodd-Frank Wall Street Reform and Consumer Protection Act
The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies Per depositor, per insured depository institution, for each account ownership category. For complete information please visit FDIC's web site at www.fdic.gov .