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Personal Checking
 

Real Community Bank CLUB

CLUB Checking is packaged with a wide array of benefits, discounts, and bank services, providing you with opportunities to save hundreds of dollars each year all for one low monthly membership fee of $6.99. No wonder it is one of our most popular accounts.

  • No minimum balance requirement
  • 400 personalized CLUB checks free per year or $5 credit toward another design
  • Unlimited check writing
  • Monthly Imaged Statement or free email statements
  • Free online banking
  • Free bill payment and presentment
  • VISA Check Card available (for qualified applicants) with free initial setup
  • $100 minimum opening deposit

And Receive All These CLUB Benefits!

  • $ 10,000 Accidental Death & Dismemberment Insurance including Common Carrier Coverage
  • Travel Assistance Services and Other Travel Savings
  • No-Fee cashiers checks
  • 50% discount on stop payment requests
  • 50% discount on wire transfers
  • 50% discount on VISA Check Card replacement card
  • Photocopies (limit 10 per month)
  • Direct Deposit Service
  • Notary Service
  • Hotel & Motel Discounts
  • Prescription Drug Discounts
  • Vision Care Savings 
  • Document personal, medical, and financial information with the Living Family Journal
  • Life Lock and Identity Theft Program
  • Grocery Coupons
  • If you are 50 years of age or over, enjoy all these benefits for a low monthly membership fee of $4.99

Citizens Clean Slate Checking

A fresh start for those who may have had a less than perfect financial track record.

  • No minimum balance required
  • Monthly service fee $10.00
  • Unlimited check writing
  • Monthly statement with no images or free email statements
  • $100.00 minimum openeing deposit

Citizens Green Checking

Your traditional checking account gone green! Daily Balance requirement unless you choose two paperless ways to bank.

  • $500 daily balance requirement
  • $5 monthly service fee if balance falls below $500
  • Unlimited check writing
  • Monthly imaged statement or free email statements
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • $100 opening deposit requirement
HOW TO MAKE IT A FREE ACCOUNT
 
With Direct Deposit(required) and one of the following options the monthly service fee for falling below $500.00 will be waived.
  • Monthly Statements sent by email (eStatements) 
  • Internet Banking

Citizens Gold Classic

For individuals & joint account holders 50 years of age and over

  • Unlimited check writing
  • No minimum balance requirement
  • No monthly service fee
  • 400 personalized Citizens GOLD classic checks free per year or $5 credit toward another design
  • Monthly imaged statement or free email statements
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • $100 opening deposit requirement

Citizens GOLD Classice with CLUB benefits 
Add CLUB benefits to your Citizens GOLD Classic account- for only $ 4.99 per month!

Citizens Choice PLUS 


 Offers you all the standard account features for a low monthly fee as well as earning your interest on higher balances

  • $1000 daily balance requirement
  • $10 monthly service fee if balance falls below $1000
  • Earn interest on collected balances over $750
  • Tiered interest-bearing checking
  • Interest compounded and credited monthly
  • Unlimited check writing
  • Monthly imaged statement or free email statements
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • Interest rate subject to change daily
  • $100 opening deposit requirement

Citizens Choice CLUB PLUS
Add CLUB benefits to your Citizens Choice PLUS account for only $ 4.99 per month!

Citizens Cash Management Account 


 Earn money market rates & have access to your funds

  • $2,500 daily balance requirement
  • $10 monthly service fee if balance falls below $2500
  • Interest paid on collected balances over $750
  • Tiered interest-bearing checking
  • Monthly imaged statements or free email statements
  • Free online banking
  • Transactions limited to 6 transfers per monthly statement cycle
  • Excess withdrawals will be charged $5.75 each
  • Interest rate subject to change daily
  • $100 opening deposit requirement

Citizens Cash Management 


 Earn money market rates and have access to your funds.

  • $2500 daily balance requirement
  • $10 monthly service fee if balance falls below $2500
  • Interest paid on collected balances over $750
  • Tiered interest-bearing checking
  • Interest compounded and credited monthly
  • Monthly imaged statement or free email statements
  • Free online banking
  • Transactions limited to 6 transfers per monthly statement cycle
  • Excess withdrawals will be charged $5.75 each
  • Interest rate subject to change daily
  • $100 opening deposit requirement

 

 

 

 

 

 

 

 

 

 

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