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Personal Savings

 Citizens Savings*

 
·         $100.00 minimum balance to open
·         **6 withdrawals/transfer from your account per four (4) week or similar period
·         $2.00 minimum balance service charge per month
·         Excess withdrawals will be charged $2.00 each
·         ***Interest paid on collected funds over $50.00
·         Quarterly statement or eStatement - Combined Statement (upon request)
·         Early closeout fee within 180 days of opening is $32.95
·         See our Miscellaneous Fee Schedule for additional fees that may apply
 
The Getaway Vacation Club*
 
·         ***$1.00 minimum balance to open
·         *rate information (see rate sheet for current rates)
·         The account pays out in March of each year
·         When account pays out annually funds must be deposited into another account
·         $10.00 if closed out within 6 months
 
 Citizens Christmas Club*
 
·         ***$1.00 minimum balance to open
·         *rate information (see rate sheet for current rates)
·         The account pays out in September of each year
·         When account pays out annually funds must be deposited into another account
·         $10.00 if closed out within 6 months
 
  
*Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield my change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited in the account monthly.
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