We
at Citizens Guaranty Bank are very dedicated to the
development of our young people in our communities and
are always looking for new ways to be a positive
influence in their lives as they mature into adults
and go
out into the business world.
Engineer
Guaranty Bank
We at Citizens Guaranty feel that the young
people of our community play a vital role in our
society. We have sponsored our local high school
(Estill County High School) and helped them start
up a bank. They have teller stations, new account kits,
and other documents for conducting their business
transactions. They primarily do lunch loans and open
savings accounts. After a loan is done, it is
documented and then if the loan is not paid
accordingly, collection procedures are put in place. A
past due charge is applied each day the account
remains past due. Letters are sent to the students and
sent home to the parents if needed. They really
get a taste of what it is like to conduct business in
the "real world".
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Student Shadowing
Twice a year, students that are in banking classes
at the local high school come to Citizens Guaranty for
a day and shadow us. The students sign confidentiality
forms and they are given a tour of our facility. The
three main areas the students work in include the
teller line, switchboard operator and proof operator.
Students don't just observe, they actually have "hands
on" experience. They work our drive-thru's, handle our
customers transactions, answer the main phone line and
transfer calls, run our proof machine and film work.
Students arrive in the morning at a specific time and
work until lunch. The bank provides lunch and then the
students return back to work until the end of the day.
It is a real working day experience for them and also
allows us to monitor their behavior and attitude
toward work. We have even hired some of our shadow
students as part time employees during the summer. We
are always on hand for the students and teachers to ask
questions at any time.
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Reality Store
Citizens Guaranty also volunteers for other events in
the school system such as the Elementary and Middle
School’s Career Days, National Teach Children to Save
Day (a yearly event) and the Reality Store. The
Reality Store is an annual event that allows each
student to have a job with a monthly income with or
without families. The Middle School has the gym set up
for each student to go from booth to booth and go
through monthly expenses such as taxes, house payment,
food, clothing, contributions, open a checking
account, buy a car, entertainment and all the other
expenses in a typical month for a person. Their goal
is to have money left over at the end of the session.
This is an excellent taste of reality for all fifth
and eighth grade students.
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Bank Tours
Citizens Guaranty also gives bank tours at the end of the
school year for young children in the elementary level
(K-4). Students are told how the bank operates on
their level and are shown different areas of the bank.
Coloring books explaining how to save money along with
suckers or candy bars are given to each student.
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Phone:
606.723.2139 