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Real Community Bank CLUB
CLUB Checking is packaged with a wide array of benefits, discounts, and bank services, providing you with opportunities to save hundreds of dollars each year all for one low monthly membership fee of $6.79.  No wonder it is one of our most popular accounts.

  • No minimum balance requirement
  • 400 personalized CLUB checks free per year or $5 credit toward another design
  • Unlimited check writing
  • Monthly Imaged Statement or free email statements
  • Free online banking
  • Free bill payment and presentment
  • VISA Check Card available (for qualified applicants) with free initial setup
  • $100 minimum opening deposit

 And Receive All These CLUB Benefits!

  • $ 10,000 Accidental Death & Dismemberment Insurance including Common Carrier Coverage
  • No-Fee travelers checks
  • No-Fee cashiers checks
  • 50% discount on stop payment requests
  • 50% discount on wire transfers
  • CD coupon for a CD rate .20% higher than the bank's stated rate
  • Reduced Rates on Installment Loans of $4000 or greater
  • $ 50 Discount on Mortgage Closing Costs
  • Photocopies (limit 10 per month)
  • Direct Deposit Service
    Notary Service
  • Automatic Funds Transfer
  • Hotel & Motel Discounts
  • Prescription Drug Discounts
  • Hearing Instruments Discounts
  • Prescription Eyewear Discounts
  • Document personal, medical, and financial information with the Living Family Journal
  • Identity Theft Program
  • If you are 50 years of age or over, enjoy all these benefits for a low monthly membership fee of $4.79

 

 

Citizens Checking
Your traditional checking account with a daily balance requirement and low monthly fee if that balance is not maintained giving you complete accessibility to your money.

  • $500 daily balance requirement
  • $5 monthly service fee if balance falls below $500
  • Unlimited check writing
  • Monthly imaged statement or free email statements
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • $100 opening deposit requirement

Citizens Express
Your economical, no-frills checking account.  Gives you complete accessibility to your money by simply writing a check or using your VISA Check Card.

  • No minimum balance requirement
  • Low monthly fee of $2.99 regardless of balance
  • Unlimited check writing
  • Monthly imaged statement or free email statements
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • $100 opening deposit requirement

Citizens Free Express
Your basic checking account with no minimum balance requirements, no per check charges, and no monthly service charge fees.

  • No minimum balance requirement
  • No monthly service charge fee
  • Unlimited check writing
  • Monthly statement with no images
  • Receive images of your checks for only $2.99 per month
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • $100 opening deposit requirement 

Citizens Choice GOLD
For individuals & joint account holders 50 years of age and over

  • Unlimited check writing
  • No minimum balance requirement
  • No monthly service fee
  • 400 personalized Citizens Choice GOLD checks free per year or $5 credit toward another design
  • Monthly imaged statement or free email statements
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • $100 opening deposit requirement

Citizens Choice CLUB GOLD
Add CLUB benefits to your Citizens Choice GOLD account- for only $ 4.79 per month!

Citizens Choice PLUS
Offers you all the standard account features for a low monthly fee as well as earning your interest on higher balances

  • $1000 daily balance requirement
  • $10 monthly service fee if balance falls below $1000
  • Earn interest on collected balances over $750
  • Tiered interest-bearing checking
  • Interest compounded and credited monthly
  • Unlimited check writing
  • Monthly imaged statement or free email statements
  • Free online banking
  • VISA Check Card available (for qualified applicants)
  • Interest rate subject to change daily
  • $100 opening deposit requirement

Citizens Choice CLUB PLUS
Add CLUB benefits to your Citizens Choice PLUS account for only $ 4.79 per month!

Citizens Cash Management Account
Earn money market rates & have access to your funds

  • $2,500 daily balance requirement
  • $10 monthly service fee if balance falls below $2500
  • Interest paid on collected balances over $750
  • Tiered interest-bearing checking
  • Monthly imaged statements or free email statements
  • Free online banking
  • Transactions limited to 3 checks and 3 transfers per monthly statement cycle
  • Excess withdrawals will be charged $5.75 each
  • Interest rate subject to change daily
  • $100 opening deposit requirement

Citizens Cash Management
Earn money market rates and have access to your funds.

  • $2500 daily balance requirement
  • $10 monthly service fee if balance falls below $2500
  • Interest paid on collected balances over $750
  • Tiered interest-bearing checking
  • Interest compounded and credited monthly
  • Monthly imaged statement or free email statements
  • Free online banking
  • Transactions limited to 3 checks and 3 transfers per monthly statement cycle
  • Excess withdrawals will be charged $5.75 each
  • Interest rate subject to change daily
  • $100 opening deposit requirement

 

 

 

 

Citizens Guaranty Bank     Phone:  606.723.2139     Fax:  606.723.2142     Email:  contactus@mycgb.com
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