Keep fees low so you can keep your bottom line strong. With this account, you can also get an earnings credit to offset fees.
- Earnings Credit Available
- Convenient Digital Banking
- Ideal for businesses with larger transaction volumes
- $12 monthly maintenance fee
- Variable earnings credit available with a minimum balance of $100 or more
- Credit is determined daily at Citizens Guaranty Bank's discretion
- Credit is applied to the average collected balance — can offset monthly service and transaction fees1
- Transaction fees:
- $.30 for each deposit
- $.10 for each deposited item
- $.14 per debit paid
- $.10 per ACH
- Fee applies if you close the account early2
- Monthly imaged eStatement and/or combined statement (upon request)
- Bill pay available for $9.95 per month
- Convenient digital banking, including:
- Online banking3
- Mobile banking4
- Includes Mastercard BusinessCard® debit card (available for qualified applicants)
- Easy telephone banking
- $100 minimum deposit to open
Additional fees may apply, visit Miscellaneous Fee Schedule.
1Earnings in excess of monthly fees will be forfeited.
2Early closeout fee within 180 days of opening is $35.00.
3Note internet provider charges may apply.
4Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.