Keep fees low so you can keep your bottom line strong. With this account, you can also get an earnings credit to offset fees.
- Earnings Credit Available
- Convenient Digital Banking
- Ideal for businesses with larger transaction volumes
- $12 monthly maintenance fee
- Variable earnings credit available with a minimum balance of $100 or more
- Credit is determined daily at Citizens Guaranty Bank's discretion
- Credit is applied to the average collected balance — can offset monthly service and transaction fees1
- Transaction fees:
- $.30 for each deposit
- $.10 for each deposited item
- $.14 per debit paid
- $.10 per ACH
- Fee applies if you close the account early2
- Monthly imaged eStatement and/or combined statement (upon request)
- Bill pay available for $9.95 per month
- Convenient digital banking, including:
- Online banking3
- Mobile banking4
- Includes Visa® debit card (available for qualified applicants)
- Easy telephone banking
- $100 minimum deposit to open
1Earnings in excess of monthly fees will be forfeited.
2Early closeout fee within 180 days of opening is $32.95
3Note internet provider charges may apply.
4Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.