Keep fees low so you can keep your bottom line strong. With this account, you can also get an earnings credit to offset fees.

Key Features

  • Earnings Credit Available
  • Convenient Digital Banking
  • Ideal for businesses with larger transaction volumes
  • $12 monthly maintenance fee
  • Variable earnings credit available with a minimum balance of $100 or more
    • Credit is determined daily at Citizens Guaranty Bank's discretion
  • Credit is applied to the average collected balance — can offset monthly service and transaction fees1
  • Transaction fees:
    • $.30 for each deposit
    • $.10 for each deposited item
    • $.14 per debit paid
    • $.10 per ACH
  • Fee applies if you close the account early2
  • Monthly imaged eStatement and/or combined statement (upon request)
  • Bill pay available for $9.95 per month
  • Convenient digital banking, including:
    • Online banking3
    • Mobile banking4
    • eStatements
  • Includes Visa® debit card (available for qualified applicants)
  • Easy telephone banking
  • $100 minimum deposit to open

1Earnings in excess of monthly fees will be forfeited.

2Early closeout fee within 180 days of opening is $32.95

3Note internet provider charges may apply.

4Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.

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