Kasasa Cash Back

Kasasa Cash Back

Not all cash back checking accounts are created equal. With Kasasa Cash Back® you don't have to collect thousands of points to exchange for prizes, because you actually get real cash back in your account each month to use for whatever you want!

With this free checking account you earn cash back every time you use your debit card for everyday purchases. On top of that, you also receive nationwide ATM fee refunds,* and if you want even more, you can link your Kasasa Cash Back account to Kasasa Saver® for automatic savings! Discover Kasasa, a Whole New Way to Bank™.

  • 4% cash back on debit card purchases*
  • Up to $8 will be reimbursed monthly
  • Nationwide ATM fee*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Unlimited check writing
  • Link to Kasasa Saver for automatic savings
  • Free online banking**
  • Free mobile banking**
  • Free eStatements with images (online statements are also available)
  • Free initial Visa® debit card
  • $25 minimum to open

It's easy to qualify

To earn your cash back and ATM fee refunds*, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and agree to receive eStatement notices
  • Be enrolled and log into online or mobile banking at least once per Monthly Qualification Cycle

Even if you don't qualify during a given cycle, the account is still free, and you can try again next cycle to earn rewards!

*Minimum to open is $25.00. Qualifying transactions must post and settle to account during Monthly Qualification Cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit-card transactions processed by merchants and received by Citizens Guaranty Bank as ATM transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current Statement Cycle through one day prior to the close of the current Statement Cycle. "Statement Cycle" means the period of time for which Citizens Guaranty Bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. See Miscellaneous Fee Schedule for fees that may apply to this account. Domestic ATM fees incurred during Monthly Qualification Cycle will be reimbursed if qualifications are met within Monthly Qualification Cycle. Nationwide and Domestic ATM fees are fees incurred within the United States of America. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. A limit of one (1) Kasasa Product per primary account holder's social security number.

**Note: Internet provider charges may apply. Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.