Mortgage Loans

Mortgage Loans

From a classic historic home in downtown Richmond to a farmhouse with acreage in Irvine, a mortgage from Citizens Guaranty Bank is the key to help you finance the home you've been looking for*.

We are experts in our local real estate market, and offer competitive rates and closing costs on all types of mortgages. Our lending team is committed to making the buying process hassle-free.

Calculate your payments

  • Low, competitive rates
  • Terms to fit your budget and needs
  • Pre-approval for better buying power
  • Expert personal service at every step
  • Interest is typically tax deductible**
  • We offer the following mortgage products:
  • Down payment assistance
  • Fixed and adjustable rate mortgages
  • Construction loans
  • Refinancing
  • Second mortgage
  • Home equity lines
  • Freddie Mac loans
  • Home improvement loans
  • New homebuyers loans

*Subject to approval

**Ask a tax advisor