What makes a digital wallet so great?
Simply put, convenience.
A digital wallet allows users to make purchases with just their phones, instead of their physical debit or credit card. No more digging for your wallet. It's literally as easy as touching your phone to the payment terminal to make your purchase.
It's fast and more secure than a traditional card.
Frequently Asked Questions
How do I set up my card?
- Download the appropriate app for your phone.
- Load your card. The app will walk the user through the process.
- Verification. The app may prompt the user to call the bank so we may confirm the user's identity.
How do I use the wallet app?
When it's time to check out just make sure your device is unlocked and hold it to the terminal. You don't even need to open the app! It uses a Near Field Communications (NFC) signal in the phone to transmit the data. Look for a card terminal that has the symbol below on it, or any digital wallet app icon such as Apple Pay.
More Information regarding your specific wallet can be found on these websites:
Is it secure?
Great Question! The safety and security of your account is a top priority to use at CGB.
Unlike your regular wallet, your digital wallet can use your phone security controls, such as a PIN, Touch ID, or Facial Recognition, to unlock the phone to use the service. If someone finds your physical wallet, your cards are right there, along with your driver's license, and your information can instantly be compromised. However, if someone finds your phone, your information is better protected because your locked device requires a passcode, fingerprint, or face scan. Plus, when a payment is made using a digital wallet, the information exchanged is not your actual card number. A unique transaction identifier is exchanged, which can help enhance the security of your data.
©Apple, the Apple logo, iTunes, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
©Google Pay is a trademark of Google Inc. Android, Android Play, and the Android Logo are trademarks of Google Inc.
©Samsung, Samsung Pay, Galaxy s7 and Samsung knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices.