We’ve been helping folks settle down here in Kentucky for a while now — and that’s not changing anytime soon. We’d love to be your lender.

Key Features

  • Variety of Financing Programs
  • Flexible Terms
  • Fast, Friendly Service
  • Financing for home purchase, refinance, or construction1
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • We offer the following mortgage products:
    • Down payment assistance
    • Fixed and adjustable rate mortgages
    • Construction loans
    • Refinancing
    • Second mortgage
    • Home equity lines
    • Freddie Mac loans
    • Home improvement loans
    • New homebuyers loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when buying your home
  • Refinance your current home to potentially lower your rate
  • Interest is typically tax deductible2
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

1Subject to approval.

2Consult a tax advisor.

Originator NMLS/O Number
Citizens Guaranty Bank NMLS 402957
Katherine D. Samples NMLO 657930
Michael D. Wilson NMLO 657932
Keith Riley NMLO 657928
Shannon Leigh Crowe-Chaney NMLO 657924
Justin L. Dixon NMLO 862311
Tina R. Pasley NMLO 983066
Emma Richardson NMLO 1152582
William Chad Aldridge NMLO 1330731
Allyson Fay Creech NMLO 1796537
James Edward Clark NMLO 631721
Joshua Robert Harness NMLO 1056908
Brandy Kirk  NMLO 1920631
Jonathan Wilkerson
NMLO 628127
Vivian Goodridge
NMLO 1812685 
Chelsea Howard
NMLO 1834432
Joseph Hunter Stewart 
NMLO 1826052

1Subject to approval.

2Consult a tax advisor.

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