NOTICE
Maintenance will be performed on Citizens Guaranty Bank's internet banking site beginning Tuesday May 15th at 11:00 a.m. through Wednesday May 16th 12:00 p.m. We apologize for any inconvenience this may cause. If you should need information on your account please contact one of Citizen Guaranty Bank locations or call 606-723-2139
Phishing Scam
You may be receiving a Phishing E mail that is indicated below. You should disregard or delete this E mail.
Dear Account Holder,
This message is mailed to you regarding your online banking user password has been expired. Create a new user password by following these steps:
1. Log into your online banking by our secure link for Expired Password and entering the temporary password below.
Your temporary password is: vn#E$mv3jVFkv
2. You will then be prompted to change your password. This temporary password will expire in 24 hours.
Bogus Email
Citizens Guaranty Bank has been notified of an email circulating from a bogus ATM monitoring company. The email is from enFACT and states that your account is being monitored by this company and they have found fraudulent activity on your ATM card. DO NOT follow the steps in link provided in body of email or call the 1-800 number. If you received this email and followed the steps please contact your local Citizens Guaranty Bank branch ASAP.
Visa Debit Card Phishing Scam
Citizens Guaranty Bank has been notified of customers receiving phone calls from an automated service stating that their Visa debit card had been locked and that they needed to respond by pressing #1 on their phone. If you received this phone call and followed the prompts please contact your local Citizens Guaranty Bank branch. Please remember Citizens Guaranty Bank does not contact its customers using automated services.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov .
The Dodd-Frank Wall Street Reform and Consumer Protection Act
The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies Per depositor, per insured depository institution, for each account ownership category. For complete information please visit FDIC's web site at www.fdic.gov .